Collections

We will customise demand letters specific to your requirements (including but not limited to brand guidelines, payment options and contact details). Our letters are developed in accordance with industry best practice, legal compliance and drafted with empathetic messaging specifically designed to engage with customers positively and respectfully.

Central to our collection’s strategy is our proprietary digital communication and payment platform, which is capable of administering secure and interactive SMS and email services. Designed and managed inhouse by our team of 25+ developers, this fully integrated communication, billing and collection solution enables customers to pay from any connected device at any time. All of our digital communications include a secure, tokenised URL presenting customers with the option to settle their account or set up a payment plan within allowable limits determined by your business rules.

We can offer inbound and outbound call handling solutions to be run out of any of our Australian state-based Call Centres, using a combination of agent-operated calls and automated interactive messaging campaigns. 100% of our call handling operations are based in-house and onshore, allowing your customers to feel more comfortable and confident in communicating with someone who shares a similar language, cultural understanding, and local knowledge, which can lead to a better customer service experience.

We have a specialist hardship and vulnerability team, ARMA Assist, who are focussed on finding the right solutions for customers who may be facing a range of difficulties. We understand that people can experience situations in life that are out of their control, and that these unexpected and unintentional events can create stress, mental health, financial and other unwelcome pressures.

We have a dedicated in-house skip tracing team that can provide a range of tracing options, from desk-based research, through to full investigative services. The team has access to data from a number of leading information management providers that allows us to systematically update our records to provide us with one the most reliable and complete consumer and commercial directories in the country.

We have the ability through our national network of field service agents to engage locally based, trained and licensed operatives to undertake personal field visits on request. Our in-house field services division specialises in personal customer contact and can deploy qualified, professional agents to attend any address within a reasonable timeframe.

Our data washing service sees contact information validated against the most recent datasets (some 400 million records) from some of Australia’s largest consumer and commercial directories. Any new contact details amended or obtained for any customer is appended in real-time to our collections systems and can be passed through to you via an API enabling you to maintain an accurate and up-to-date customer database.