Meet The Team

ARMA is proud to have some of the most experienced credit management professionals in the industry, overseeing a network of capable, confident and driven employees that are fully invested in the culture of the company and what we are trying to achieve.

Andrew Smith

Chief Executive Officer

Jason Serafino

Chief Operations and Technology Officer

Eddie Smith

Chief Sales Officer

Pierre Safi

Chief Legal Officer

Piero Gross

Chief Risk Officer

Rodd Kilponen

Head of Systems & Optimisation

Nikki Dennis

Sales Director – Southern Region

David Jovanov

Sales Director – Northern Region

Matt Bryant

Head of Consumer

Alec Settineri

Head of Insurance

Lamys Bultaif

Head of Insurance & Commercial

Justin Watson

Head of Consumer QLD, WA & Government